51 Empregos para Certification In Risk Management Assurance - Brasil

Overview

VP Markets Business Controls Management - Global Risk Identification & Assessment role at JPMorganChase. Join to apply for the VP Markets Business Controls Management - Global Risk Identification & Assessment role at JPMorganChase.

• Lead the Risk Identification & Assessment team in Buenos Aires, driving the identification and accurate representation of risks and controls in CORE, and risk and control reporting.
• Partner with Markets BCM and central CORE teams to ensure the representation of Markets' risks and controls in CORE is complete and accurate, for example through the Process Annual Review (PAR). Review and validate aspects of CORE not addressed by the Process Annual Review, such as Control Function Triggers, and review consistency across businesses of Markets’ risks and processes in CORE, to identify opportunities for standardization or simplification.
• Drive effective and efficient use of the CORE platform in Markets. Provide CORE expertise to support the Markets business, manage CORE exception processes, and represent Markets in CIB-wide and Firm-wide working groups to further develop the CORE platform.
• Complete required risk and control reporting and reviews in a high quality and efficient way, including the quarterly CIB Market Practices CORS, quarterly Firmwide Market Practices QORA.
• Continue to enhance risk reviews, including developing analysis of external events. Deliver insightful risk reporting on how the risk and control environment is evolving and why, with meaningful commentary and appropriate metrics to explain risk trends and issues.
• Drive continuous improvements in process efficiency to create capacity and take on new risk reviews as required. Leverage technology to improve the team’s workflows.

• Bachelor’s degree or equivalent experience required
• 7+ years of financial service experience in controls, audit, quality assurance, risk management, or compliance preferred
• Proficient knowledge of control and risk management concepts with the ability to design, create and evaluate the operational risk and control environment in conjunction with business partners
• Proficient in Microsoft Office Suite (Word, Excel, PowerPoint)

• Markets Trading and Sales Business knowledge - ability to understand the business / knowledge of regulation surrounding business
• Communication/presentation - excellent written and verbal communication skills with an ability to influence business leaders in a meaningful and actionable manner
• Networking – exceptional interpersonal skills; exceptional collaboration and relationship building skills
• Problem solving / Analytical skills - solid critical thinking, attention to detail and analytical skills; able to synthesize large amounts of data and formulate appropriate conclusions
• Understanding root cause / identifying control gaps and weaknesses
• Developing timely and sustainable solutions
• Analyze metrics for emerging risk

J.P. Morgan is a global leader in financial services, providing strategic advice and products to the world’s most prominent corporations, governments, wealthy individuals and institutional investors. Our first-class business in a first-class way approach to serving clients drives everything we do. We strive to build trusted, long-term partnerships to help our clients achieve their business objectives.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

J.P. Morgan’s Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.

• Mid-Senior level

• Full-time

• Business Development and Sales

Join to apply for the Financial Risk Analyst role at PPRO

Join to apply for the Financial Risk Analyst role at PPRO .

We are seeking a proactive and detail-oriented Junior Financial Risk Analyst to join our growing team in São Paulo. This is a permanent, hybrid position, requiring three days a week in our São Paulo office. In this role, you will play a crucial part in protecting PPRO and our clients from financial risks and ensuring the integrity of our payment ecosystem. Your core focus will be on working on the disputes raised by the payment scheme providers, identifying and mitigating fraudulent activities, collaborating across departments to address potential threats, and maintaining the operational and financial health of PPRO’s business. Disputes comprehend the entire lifecycle: from the moment that the consumer opens a complaint with the payment method (alert), to the actual financial movement (chargeback) up until challenging the arbitration.

• Monitoring and Analysis: Daily monitoring of chargebacks, fraud alerts, and disputes from payment methods across PPRO's global portfolio of payment methods, identifying trends and potential areas of concern.
• Cross-functional Collaboration: Work closely with internal teams, including Account Management, Product, Treasury, Customer Funds and Customer Support to implement effective risk mitigation measures.
• Data Analysis and Reporting: Utilize data analysis tools and techniques to generate reports and dashboards on risk trends, providing actionable intelligence to management and stakeholders.
• Process Improvement: Continuously assess and enhance risk management processes and controls, identifying opportunities to strengthen our defenses and promote a secure business environment for PPRO and its clients.

• A strong interest in financial risk, payments, and fraud prevention.
• Excellent analytical and problem-solving skills.
• Ability to communicate effectively with various stakeholders.
• Proactive and eager to learn approach.
• While not mandatory, previous experience in financial risk, fraud, or payments operations is a plus.
• English proficiency, enabling effective communication in our global environment.
• Familiarity with data management tools such as SQL, Python, Google BigQuery and Looker Studio.

• Hybrid working - We offer a hybrid structure with a 3 days / week on site expectation, so you can strike the balance between office and home working. In addition to our 30-day holiday allowance, we also provide a work from abroad policy, enabling employees to work remotely for up to another 30 days per year.
• Learning and Development - We offer a 3,000 BRL annual budget to support your professional growth—because investing in your development benefits us all. We also provide leadership cafés, on-the-job training, and other opportunities to help you grow your skills and thrive in your role.
• Insurance - We offer various insurances including life insurance, health insurance + dental plan and travel insurance.
• Meal vouchers - BRL 54/ day. Meal allowance, supermarket voucher or both (split total value).
• Enhance Family Leave - Enhanced family leave to support you during key life moments.
• Transportation Voucher - We will cover your costs of commute.
• Gym membership - PPRO contributes towards gym membership costs.
• New Value (Deals & Coupon Platform) - Get attractive discounts to restaurants, stores and events.
• Mental Health Platform - Access one-on-one therapy, chat therapy, therapist-led courses, guided meditations, and more.
• SESC - Private institution providing education, health, culture, recreational programs and social assistance.

We get things done: courageous; take ownership, make decisions and get things done. We act with trust and integrity: listen first, challenge respectfully, seek diverse perspectives, and provide honest feedback. We put the customer first: laser focus on delivering outstanding outcomes for our customers. We make things better: continuously improve. We work as a team: collaborate closely and value team success.

• Entry level

• Full-time

• Finance and Sales

Expiry status: not expired.

At PPRO, our mission is to simplify access to local payment methods and our vision is to enable the sale of goods and services to anyone in the world using their preferred way to pay. We empower partners such as Ant Group, PayPal and Stripe to access new markets, connect with more customers, and accelerate their growth.

Our strength lies in our diverse global team with 50+ nationalities and 10+ international locations- all united around one goal – to deliver the best possible products and services to our partners and customers. While our company mission is to keep innovating global commerce, our internal mission is to #chooseaction, #beopen, #thinkcustomer, #gofurther and #wintogether

The Purpose:

We are seeking a proactive and detail-oriented Junior Financial Risk Analyst to join our growing team in São Paulo. This is a permanent, hybrid position, requiring three days a week in our São Paulo office. In this role, you will play a crucial part in protecting PPRO and our clients fromfinancial risks and ensuring the integrity of our payment ecosystem. Your core focus will be on working on the disputes raised by the payment scheme providers, identifying and mitigating fraudulent activities, collaborating across departments to address potential threats, and maintaining the operational andfinancial health of PPRO’s business. Disputes comprehend the entire lifecycle: from the moment that the consumer opens a complaint with the payment method (alert), to the actualfinancial movement (chargeback) up until challenging the arbitration

• Monitoring and Analysis: Daily monitoring of chargebacks, fraud alerts, and disputes from payment methods across PPRO's global portfolio of payment methods, identifying trends and potential areas of concern.
• Cross-functional Collaboration: Work closely with internal teams, including Account Management, Product, Treasury, Customer Funds and Customer Support to implement effective risk mitigation measures
• Data Analysis and Reporting: Utilize data analysis tools and techniques to generate reports and dashboards on risk trends, providing actionable intelligence to management and stakeholders.
• Process Improvement: Continuously assess and enhance risk management processes and controls, identifying opportunities to strengthen our defenses and promote a secure business environment for PPRO and its clients

• A strong interest infinancial risk, payments, and fraud prevention.
• Excellent analytical and problem-solving skills.
• Ability to communicate effectively with various stakeholders.
• Proactive and eager to learn approach.
• While not mandatory, previous experience infinancial risk, fraud, or payments operations is a plus.
• English proficiency, enabling effective communication in our global environment.
• Familiarity with data management tools such as SQL, Python, GoogleBigQuery and Looker Studio

What we offer:

Hybrid working - We offer a hybrid structure with a 3 days / week on site expectation, so you can strike the balance between office and home working. In addition to our 30-day holiday allowance, we also provide a work from abroad policy, enabling employees to work remotely for up to another 30 days per year.

Learning and Development - We offer a 3,000 BRL annual budget to support your professional growth—because investing in your development benefits us all. In addition, we provide leadership cafés, on-the-job training, and other opportunities to help you grow your skills and thrive in your role.

Insurance - Because better safe than sorry - we want our employees to benefit from various insurances including life insurance, health insurance + dental plan and travel insurance.

Meal vouchers - BRL 54/ day - Enjoy a moment of conviviality and a good and balanced meal thanks to your meal vouchers. You will also have the choice between meal allowance, supermarket voucher or both (splitting the total value in two)

Enhance Family Leave - We understand the importance of family - that's why we offer enhanced family leave to support you during key life moments.

Transportation Voucher - we will cover your costs of commute!

Gym membership - PPRO helpscontribute towardsthe costs of your gym membership, supporting your physical fitness journey while easing the burden on your wallet

New Value (Deals & Coupon Platform) - Get attractive discounts to restaurants, stores and events

Mental Health Platform - We’ve teamed up with a top well-being platform to provide one-on-one therapy, chat therapy, therapist-led courses, guided meditations, and more.

SESC - private institution that makes available Education, Health, Culture and Recreational programs and events and provides Social Assistance to our employees and their dependents.

Our Principles:

We get things done: We are courageous; we take ownership, make decisions and get things done.

We act with trust and integrity: We listen first and challenge respectfully. We seek out and leverage diverse perspectives. We welcome and offer honest and open feedback, always assuming positive intent

We put the customer first: We are laser focused on delivering outstanding outcomes for our customers. We put the customer at the heart of what we do.

We make things better: We boldly explore new ideas and have an unwavering commitment to continuous improvement.

We work as a team: We collaborate closely and value team success over individual achievement.

Creditas é uma plataforma digital focada em melhorar a vida das pessoas na América Latina em 3 ecossistemas: auto, imobiliário e benefícios corporativos. A empresa disponibiliza um amplo leque de produtos e serviços aos seus clientes, incluindo soluções fintech, seguros digitais e soluções ao consumidor, usando sua tecnologia proprietária para oferecer uma experiência única. Sua carteira de crédito inclui crédito imobiliário, de veículo e empréstimo consignado, proporcionando acesso a soluções e serviços com opções integradas de financiamento e refinanciamento.

Em seguros digitais, é a maior corretora independente do Brasil, oferecendo seguros de automóveis, residenciais e corporativos em parceria com mais de 17 operadoras. Fundada em 2012, emprega mais de 2.500 tripulantes (colaboradores) em escritórios em São Paulo, Valência (Espanha) e Cidade do México. Recebeu aportes de fundos de capital de risco internacionais, que somam mais de US$ 829 milhões e foi reconhecida pelos rankings KPMG, Business Insider e Glassdoor como uma das fintechs mais promissoras do mundo.

Nosso time de Product Technology

É com ela que escalamos o negócio, otimizamos processos, reduzimos custos e entregamos a melhor experiência para viabilizar novas conquistas de nossos clientes.

Com tecnologia desenvolvida dentro de casa, trabalhamos com várias linguagens de programação do mercado. Ideal para quem, assim como a gente, ama se desafiar e se desenvolver na resolução de problemas reais.

Se tecnologia também é seu combustível e fazer a diferença é a sua paixão, embarque com a gente na Nave!

Quais são as responsabilidades desta vaga:

Como Engenheiro(a) de Software Sênior, você será uma peça chave no nosso time, responsável por desenvolver e implementar soluções robustas de segurança, garantindo a integridade e a confiança de nossas plataformas. Você terá a oportunidade de trabalhar em um ambiente inovador, onde seu código fará a diferença na proteção dos dados dos nossos clientes.

Precisamos de alguém com :

• Desenvolver e manter aplicações de back-end escaláveis e de alta disponibilidade utilizando Java ou Kotlin e Spring Framework .

• Atuar diretamente com AWS , projetando e implementando arquiteturas de microsserviços .

• Projetar e implementar sistemas de segurança e validações , garantindo a proteção dos dados dos usuários.

• Contribuir ativamente para a criação e implementação de soluções de biometria .

• Trabalhar com bancos de dados relacionais (PostgreSQL) e não relacionais.

• Implementar e manter rotinas de CI/CD para garantir entregas contínuas e eficientes.

• Garantir a qualidade do código através de testes unitários e de integração , com acompanhamento de cobertura via Sonar .

• Participar ativamente da definição e acompanhamento da arquitetura de software , buscando sempre otimização e inovação.

Seria ótimo se você também tivesse:

• Proficiência em arquitetura de microsserviços e experiência prática com AWS .

• Familiaridade com Docker e Kubernetes .

• Conhecimento em bancos de dados como MySQL, MongoDB, DynamoDB e/ou ElasticSearch.

• Experiência com sistemas de mensagens, preferencialmente Kafka .

• Forte cultura de testes (unitários e de integração).

• Proatividade, boa comunicação e capacidade de trabalhar em equipe.

• Diferencial: Experiência com React Native será considerada.

Nosso processo:

O processo seletivo começa na candidatura, e você passará por uma conversa com o time de Talent Acquisition, uma avaliação técnica com nosso time de desenvolvedores e, por último, uma conversa com a pessoa que será sua liderança. O tempo do processo é flexível, mas não se preocupe! Nosso time de Talent Acquisition está preparado para proporcionar a melhor experiência para você. Analisamos todos os perfis com atenção e sempre enviamos feedbacks, independentemente da etapa da candidatura. Além disso, todas as instruções são enviadas por e-mail.

Conheça nossos benefícios:

• Vale Refeição: Cartão de benefícios flexíveis (Creditas Card);
• Seguro de Vida Coletivo;
• Plano de Saúde (Alice);
• Plano Odontológico (SulAmérica);
• Universidade Corporativa (Academy);
• Wellz: sessões gratuitas por mês com especialistas de psicologia 100% online;
• Wellhub: acesso a academias e estúdios com modalidades esportivas;
• Dayoff de aniversário;
• Auxílio Creche & Auxílio para Filhos(as) com Deficiência;
• Family Care: acolhimento da família durante a nova jornada da maternidade e paternidade;
• Licença Parental: 6 meses de licença para a pessoa gestante e 35 dias de licença parental;
• Vale-Transporte (VT) ou estacionamento conveniado;
• Modelo de trabalho: presencial, remoto ou híbrido, de acordo com as possibilidades de sua função;
• Convênio farmácia;
• Empréstimo consignado;
• Antecipação salarial;
• Programa de Educação Financeira.

Diversidade no DNA

Trabalhamos para construir um ambiente diverso e com equidade de oportunidades. Valorizamos e respeitamos todas as diferenças. Esse é um trabalho constante e sem pausas.

Promover um ambiente diverso impacta diretamente na geração das novas formas de resolver problemas e na criatividade para desenvolver produtos e soluções inovadores. Cada vez que conhecemos uma nova perspectiva de mundo, novos horizontes e oportunidades se abrem.

Para fortalecer essa rede, focamos em:

Diversidade: Valorizamos a pluralidade e respeitamos todas as diferenças com empatia. Queremos que a nossa Tripulação tenha o máximo possível de representatividade da sociedade onde vivemos.

Inclusão: Queremos promover um ambiente seguro e de bem-estar para que todas as pessoas, especialmente aquelas que fazem parte de grupos sociais sub-representados sintam-se acolhidas e se considerem parte da Creditas.

Equidade: Temos o compromisso de promover e garantir oportunidades e condições justas para o crescimento e desenvolvimento de todas as pessoas dentro da Creditas, diminuindo vieses em todas as nossas decisões.

Mais do que acolhimento, é possível encontrar espaço para liderar e co-construir o futuro da Diversidade & Inclusão na Creditas ao lado dos nossos grupos de afinidade.

Nubank was founded in 2013 to free people from a bureaucratic, slow, and inefficient financial system. Since then, the company has been redefining people's relationships with money across Latin America through innovative technology and outstanding customer service. With operations in Brazil, Mexico, and Colombia, Nubank is one of the world’s largest digital banking platforms and technology-leading companies.
Today, Nubank is a global company with offices in São Paulo (Brazil), Mexico City (Mexico), Bogotá (Colombia), Durham (United States), and Berlin (Germany). It was founded in 2013 in Sao Paulo by Colombian David Vélez, and cofounded by Brazilian Cristina Junqueira and American Edward Wible. For more information, visit .

About the role

We are looking for an experienced and analytical Fraud Prevention Specialist to join our Fraud Oversight team, serving as the second line of defense within Nubank’s risk management structure.
If you have solid experience in fraud prevention and risk management, love to challenge the status quo, and strive for continuous improvement in risk mitigation practices, Nubank is looking for someone like you!

We are a team that constantly pushes ourselves to go beyond regulatory requirements, seeking the best market practices in an efficient and effective way, so the purple revolution can continue to grow healthily and sustainably. Your mission will be to spread risk management practices to support the Fraud (1st line) and Product teams in fraud mitigation through targeted friction, establishing risk governance as a key ally in the fight against fraud.
You will play a key role in evaluating the maturity of our products in terms of fraud prevention, analyzing associated risks, and maintaining our fraud risk and control matrix.As a Fraud Prevention Specialist in the second line, you will be responsible for:

• Conducting Product Maturity Assessments: Perform in-depth analyses to evaluate the robustness of fraud prevention, monitoring, and alert mechanisms implemented by product teams, ensuring compliance with prevention requirements and identifying opportunities for improvement.
• Managing the Fraud Risk and Control Matrix (RCM): Maintain, review, and update the fraud RCM to ensure alignment with Nubank’s risk management framework and proper implementation.
• Defining and Monitoring KRIs: Collaborate in defining and tracking Key Risk Indicators (KRIs) related to fraud risks.
• Analyzing Risks and Promoting Awareness: Analyze risks identified in post-mortem reviews and promote a culture of fraud prevention awareness across Nubank.
• Conducting Risk Assessments: Carry out risk assessments in Fraud and Product BUs to identify risks, test the effectiveness of existing controls, and support the definition of response strategies.
• Ensuring Methodological Alignment: Ensure that risk management methodologies are aligned with the needs of the Fraud area. Additionally, the role involves ensuring the Fraud BU operates within Nubank's risk appetite through monitoring and support.
• Collaborating Strategically: Work closely with the Fraud BU (1st line), Product teams, and other areas, aligning priorities, sharing data-driven analyses, and facilitating communication to achieve common goals.
• Participate in fraud risk forums and committees with senior leadership at Nubank to discuss fraud risks.

• Proven experience in fraud prevention and risk management, preferably in the financial, payments, or fintech sector.
• Deep knowledge of different fraud typologies (e.g., Identity Fraud, Mule Accounts, Card Fraud, Boleto/TED Fraud).
• Hands-on experience with risk assessment methodologies (e.g.COSO) and in developing/maintaining Risk and Control Matrices (RCM).
• Strong analytical skills, with the ability to interpret data, evaluate processes, identify vulnerabilities, and propose effective solutions.
• Experience in conducting risk assessments and control testing.
• Excellent communication skills (verbal and written) and ability to collaborate effectively with different stakeholders at various levels.
• Ability to work independently, manage multiple tasks, and meet deadlines.
• Proficiency in Portuguese and English (advanced level required for reading documents, communication, and attending meetings), and fluency in Spanish is a plus.
• Familiarity with data analysis tools and fraud prevention/risk management systems.

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Nubank was founded in 2013 to revolutionize the financial system by making it more accessible, efficient, and customer-centric. Operating in Brazil, Mexico, and Colombia, Nubank is one of the world's largest digital banking platforms, with offices in São Paulo, Mexico City, Bogotá, Durham, and Berlin. For more information, visit .

We are seeking an experienced Fraud Prevention Specialist to join our Fraud Oversight team, serving as the second line of defense in risk management. The ideal candidate will have a strong background in fraud prevention, risk assessment, and risk mitigation strategies.

The role involves evaluating product fraud prevention maturity, managing the fraud risk and control matrix, defining and monitoring KRIs, conducting risk assessments, and promoting a culture of fraud awareness. You will collaborate with various teams, participate in leadership forums, and ensure compliance with risk management methodologies.

Key responsibilities include:

1. Assessing product maturity in fraud prevention and monitoring mechanisms.
2. Managing and updating the Fraud Risk and Control Matrix.
3. Defining and tracking Key Risk Indicators related to fraud.
4. Analyzing risks and promoting awareness across teams.
5. Conducting risk assessments and testing controls.
6. Aligning risk management methodologies with team needs and monitoring risk appetite.
7. Collaborating with Fraud, Product teams, and senior leadership.

• Proven experience in fraud prevention and risk management, preferably in financial services, payments, or fintech.
• Deep understanding of fraud typologies such as Identity Fraud, Mule Accounts, Card Fraud, and Boleto/TED Fraud.
• Experience with risk assessment methodologies like COSO and developing Risk and Control Matrices.
• Strong analytical skills and data interpretation capabilities.
• Excellent communication skills in Portuguese and English; fluency in Spanish is a plus.
• Familiarity with data analysis tools and fraud prevention systems.